Endowment planner
How much should you set aside?
Many scholarships are run from a corpus — you invest a lump sum and give away the earnings each year, so the fund lasts. Tell us how much you’d like to give annually and we’ll estimate the corpus you’d need to earmark — accounting for returns, inflation and tax.
To give ₹10,000/year (rising 5%/yr) in perpetuity, you’d need to earmark about
₹2.3 L
₹2,25,000
Long-term tax by category: equity & equity-hybrid funds 12.5%LTCG; debt funds & FDs at your income slab (≈30%). Picking a risk profile or a fund sets this automatically.
Forever: ₹2.3 L · For 25 years: ₹1.5 L
Projected corpus over 40 years starting from that amount — holding its value while it funds the scholarship. Hover for year-by-year figures.
Not sure what return to assume? Start from a risk profile
Typical long-term ranges by instrument type. Click one to use it as your assumed return.
Indicative ranges only — actual returns vary and aren’t guaranteed. Upwing doesn’t provide investment advice; pick what suits you or consult an advisor.
Or check a specific fund’s track record
Look up a real fund’s past returns as a reference.
A planning illustration only — it assumes a constant return and steady markets, which real investments never provide, and uses a simple flat tax. Not investment or tax advice.
Ready to earmark a fund?
Upwing lets sponsors and organizations set aside a fund, track its value from live NAVs, and record each year’s disbursement — for free, with no money moving through the platform.